We’re Not Worthy (COD Head 1 Arts. 1-5; Eph. 2:1-10)

The Apostle Paul tells us that faith is a gift. Is this a gift that we reach up and grab or is this a gift that is imposed on us? Why would this gift need to be imposed on us? What is fundamentally wrong with man that he would not want this gift and what does God ultimately do about it?